How to Use Chase Credit Card Lyft Benefits

In an era where inflation is squeezing budgets and urban mobility is evolving, savvy consumers are turning to credit card rewards to offset costs. If you’re a Chase credit cardholder, you’re sitting on a goldmine of Lyft benefits—many of which go underutilized. From ride discounts to elite status perks, here’s how to leverage these advantages in 2024.

Why Lyft and Chase Are a Power Duo

Lyft has become more than just a ride-hailing service; it’s a lifeline for commuters avoiding car ownership or navigating congested cities. Meanwhile, Chase’s partnership with Lyft offers cardholders unique value, especially as gas prices and public transit delays plague daily life.

The Chase Cards That Unlock Lyft Perks

Not all Chase cards are created equal when it comes to Lyft benefits. Here’s a breakdown:

• Chase Sapphire Preferred®: 5x points on Lyft rides (until March 2025).
• Chase Sapphire Reserve®: 10x points on Lyft rides (until March 2025), plus complimentary Lyft Pink membership (valued at $199/year).
• Chase Freedom Unlimited®: 5% cash back on Lyft rides (through the Chase Ultimate Rewards® portal).

Pro tip: If you’re a frequent Lyft user, the Sapphire Reserve’s Lyft Pink membership alone can justify the annual fee with its 15% off rides and priority pickups.

How to Activate and Use Your Lyft Benefits

Step 1: Link Your Chase Card to Lyft

1. Open the Lyft app and go to Payment Methods.
2. Add your Chase card as the primary payment method.
3. For Sapphire Reserve cardholders, ensure your Lyft Pink membership is activated via the Chase Ultimate Rewards® portal.

Step 2: Maximize Points and Discounts

• Stack rewards: Use your Chase card to pay for Lyft rides, then redeem points for travel or statement credits.
• Lyft Pink perks: Enjoy waived cancellation fees, relaxed ride-change windows, and bike/scooter discounts.

Step 3: Track Your Spending

Monitor your Lyft expenses through the Chase app to ensure you’re hitting bonus categories. For example, Sapphire Reserve cardholders can earn 10x points on every ride—translating to significant rewards for daily commuters.

Lyft Benefits in a Post-Pandemic World

Remote work may have reduced daily commutes, but Lyft’s role has expanded:

• Airport rides: With travel demand surging, Lyft Pink’s discounted airport rides are a game-changer.
• Shared rides: Lyft’s relaunched shared rides (now called Lyft Shared) are cheaper and eco-friendly—perfect for budget-conscious travelers.

Sustainability and Your Wallet

Lyft’s commitment to 100% electric vehicles by 2030 aligns with Chase’s ESG goals. By using your Chase card for Lyft, you’re supporting greener transit while earning rewards—a win-win.

Pitfalls to Avoid

• Ignoring expiration dates: Some benefits, like the 10x points on Sapphire Reserve, expire in March 2025.
• Overlooking Lyft Pink: Failing to activate this membership means missing out on hundreds in savings.
• Using the wrong card: Paying with a non-Chase card forfeits bonus points.

Final Thoughts

As urban living grows more expensive and unpredictable, Chase’s Lyft benefits offer a cushion. Whether you’re a weekend traveler or a daily commuter, these perks can turn routine rides into rewarding experiences. So, link your card, activate Lyft Pink, and start riding smarter—not harder.