2025-07 Blog Archive

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First America Credit Union’s Commercial Real Estate Loans

The commercial real estate (CRE) landscape is undergoing seismic shifts. From rising interest rates to hybrid work models disrupting office space demand, investors and business owners face unprecedented challenges. In this environment, securing the right financing is more critical than ever. First A

44 North Credit Union: Supporting Financial Wellness

The Growing Importance of Financial Wellness In today’s fast-paced and unpredictable economy, financial wellness has become more than just a buzzword—it’s a necessity. With rising inflation, fluctuating job markets, and the lingering effects of global crises, individuals and families are struggling

How to Use Credit Net to Secure Business Funding

The global economy is facing unprecedented challenges—rising inflation, supply chain disruptions, and geopolitical tensions. In such an environment, securing business funding has become more critical than ever. Traditional lending institutions have tightened their requirements, making it harder for

Doctor of Credit’s Guide to Credit Card Foreign Transaction Fees

Traveling abroad or shopping online from international retailers? One of the most overlooked yet costly fees you might encounter is the foreign transaction fee (FTF). Many credit card users don’t realize how much these fees add up until they see their statement. In this guide, we’ll break down every

How to Use a Credit Payoff Calculator for Business Debt

In today’s volatile economic climate, managing business debt is more critical than ever. Rising interest rates, inflation, and supply chain disruptions have made it challenging for businesses to stay financially agile. One powerful tool that can help entrepreneurs and business owners regain control

Virginia Credit Union’s Tips for First-Time Investors

Investing for the first time can feel overwhelming, especially in today’s volatile economic climate. With rising inflation, geopolitical tensions, and rapid technological advancements, knowing where to start is crucial. Virginia Credit Union (VACU) is here to help first-time investors build a solid

Credit Grantors and Revolving Credit: A Deep Dive

The Evolving Landscape of Consumer Credit The global credit ecosystem has undergone radical transformations in the past decade. With fintech disruptors, AI-driven underwriting, and shifting regulatory frameworks, credit grantors—banks, credit unions, and alternative lenders—are redefining how revol

Good Credit Score: How to Use It to Negotiate Bills

A strong credit score isn’t just a number—it’s a powerful financial tool. In today’s economy, where inflation and rising costs dominate headlines, leveraging a good credit score can help you save money on everything from utility bills to loan interest rates. Whether you're dealing with high medical

Dillard's Credit Card Limit Increase: How to Request One

In today’s fast-paced economy, managing credit wisely is more important than ever. With inflation, rising costs of living, and economic uncertainty, having access to additional credit can provide much-needed financial flexibility. If you’re a Dillard’s credit cardholder, you may be wondering how to

How Kemba Credit Union Helps You Plan for Major Purchases

In today’s fast-paced world, making major purchases—whether it’s a home, a car, or even funding higher education—can feel overwhelming. With rising inflation, fluctuating interest rates, and economic uncertainty, having a solid financial plan is more critical than ever. That’s where Kemba Credit Uni